Chocolate Chip Pumpkin Cream Cheese Bread is all the comforts of pumpkin cake, chocolate and cheesecake all rolled into one delicious bread.
This pumpkin bread has been a recipe I’ve been wanting to make for quite some time. Last year I made my Cheesecake Filled Pumpkin Bread Bars and my Chocolate Pumpkin Bread, but the delicious cream cheese, pumpkin and chocolate combo of this recipe is just irresistible.
Sabrina’s Chocolate Chip Pumpkin Cream Cheese Bread
Pumpkin Bread studded with chocolate chips and cream cheese throughout may seem like it is a recipe you’re going to work hard on but fear not. This recipe comes together in just a few minutes and doesn’t need a mixer to make your house smell like fall is here!
Recipe Card


Ingredients
- 2 3/4 cups flour
- 2 teaspoons baking soda
- 1/2 teaspoon salt
- 1 tablespoon ground cinnamon
- 1/2 teaspoon ground ginger
- 1/4 teaspoon ground cloves
- 1/2 teaspoon ground nutmeg
- 15 ounces pumpkin puree
- 1 cup dark brown sugar
- 3/4 cup granulated sugar
- 1 cup vegetable oil
- 4 large eggs
- 2 teaspoons pure vanilla extract
- 1 1/2 cups mini semi-sweet chocolate chips , (divided)
Cream Cheese Filling
- 16 ounces cream cheese , room temperature (2 packages of cream cheese)
- 1/3 cup sugar
- 1 large egg
- 2 tablespoons whole milk
- 2 teaspoons vanilla extract
Instructions
- This recipe makes two loaves. Preheat the oven to 350 degrees.
- In a large bowl add the pumpkin, brown sugar, granulated sugar, vegetable oil, eggs, vanilla and one cup of the chocolate chips to the bowl and whisk until completely combined.
- Add the flour, baking soda, salt, cinnamon, ginger, cloves and nutmeg into the bowl and whisk until just combined.
- Sprinkle the tops of the loaves with the remaining chocolate chips.
- To make the cream cheese layers, add the cream cheese, sugar, egg, milk and vanilla extract.
- Add half the pumpkin batter to the bottom of your two loaf pans.
- Add half the cream cheese layer to the two pans (so a ¼ in each.)
- Add half the remaining pumpkin batter to pans.
- Add the remaining cream cheese to the pans.
- Top with remaining pumpkin batter.
- Bake for 60-75 minutes or until a toothpick or knife comes out clean.
Notes
Nutrition
Related Recipes
More Delicious Bread Recipes For Fall
This post is sponsored by Nestle but all the opinions in it are my own.

Photos used in previous versions of the post.












Hey there, i have a question, the cake turned out absolutely delicious!! but when i was layering the cream cheese it was not easy for me to put the wet layer of the cream chess on the wet pumpkin batter. do you have tips on that step
If the cream cheese is too thick to spoon on easily, I would recommend microwaving for about 10 seconds to help melt it a bit and make it easier to spoon on the layer.
hey there, vanilla is listed twice, but not mentioned twice in the instructions. Can you please advise if this is a misprint or where the extra 2 teaspoons belong? Thank you!
I’m so sorry this comment got stuck in the spam filter and I just came across it. I know your meal is long gone now. I adjusted the steps of the recipe to highlight it better, that second vanilla is for the cream cheese filling.
Does this recipe need to be refrigerated due to cream cheese ingredient?
Yes 🙂
I have a question for you. Could this Bev made into a roll instead of loaves?
I’m not sure how it would work but if you’re looking for rolls, I would recommend checking out https://sallysbakingaddiction.com . Her recipes are fantastic!
There’s not enough pumpkin mix for the last layer
It sounds like you may have made your other layer too big. I would try and even them out more before layering them in the pan, even pouring them in separate bowls before so you know that you’re layering with the correct amount can help. Hope this helps for next time.
No because you said “half of pumpkin batter” three times. It doesn’t make sense.
In step 6, you’re using half of the pumpkin batter. In step 8, it states to use half of the remaining pumpkin batter for that layer and then using the rest of it in step 10. Hope this clears up any confusion.