Ultimate Bean Dip

Ultimate Bean Dip made with refried beans, cream cheese, salsa, cheddar, and taco seasoning is the ultimate party dip, and is ready in only 5 minutes!

We’re just over a month away from big game and we’re already gearing up for ALL the dips including Seven Layer Bean DipJalapeno Popper DipBuffalo Chicken Dip and Ultimate Spinach Artichoke Dip. You should make it a dip party.

You won’t be disappointed,I promise.

Ultimate Bean Dip
Ultimate Bean Dip

Ultimate Bean Dip really is the ultimate go-to party or game day dip, made with savory refried beans, cream cheese, spicy salsa, shredded cheddar, and taco seasoning.

It takes almost no time at all to make, and I have yet to meet someone who doesn’t like it. It’s creamy and cheesy, and goes perfectly served with tortilla chips or on top of a tray of nachos with a big dollop of sour cream.

I like to garnish my bean dip recipe with chopped green onions, chives, or cilantro because it adds a really nice pop of color to the brown dip.

This dip will take you a total time of five minutes to throw together, but I’ve also prepped this the day before because it was one less thing to do on the day of.

If you want a spicier dip, stir in ¼ teaspoon of cayenne pepper and top with sliced jalapenos. I promise you will never want to go back to store bought dip again!


I’ve made this dip the day before many times and have never had an issue. Just seal it tightly and refrigerate until you’re ready. Then warm it back up on the stove for 2-3 minutes, stirring occasionally, before serving.


Bean dip should be sealed in an airtight container and refrigerated for 3-4 days.


This dip can definitely be frozen, just wrap tightly and freeze for 2-3 months. Defrost in the refrigerator a few hours before you’re ready to serve, or heat it up on the stove or in the microwave and stir before serving. Serve with fresh tortilla chips.


Add everything to the slow cooker and stir together. Cook on low for 2-3 hours, or until cheese is melted and dip is hot. Stir, then top with extra shredded cheese and serve.



  • Tortilla chips
  • Pretzels
  • Crackers
  • Sliced bell peppers
  • Nachos
  • Fritos


  • Sub the refried beans for pureed white beans to make a white bean dip recipe.
  • Use this as one of the layers in a seven layer bean dip.
  • Add cayenne pepper, diced jalapenos, or hot salsa to make this dip more spicy. Top with pickled jalapeno slices.
  • If you don’t have taco seasoning, add a ½ teaspoon of cumin, chili powder, and paprika. Any traditional Tex-Mex flavors will work well.
  • Add a squeeze of fresh lime juice to brighten up the flavor of this dip.
  • Add an even deeper flavor by sautéing chopped onion and garlic with a tablespoon of olive oil for 3-4 minutes, then adding in all other ingredients and stirring together.
  • To cut some of the calories, use Neufchatel cheese instead of cream cheese, and low fat refried beans and cheese.
  • If you don’t have cream cheese, substitute with sour cream. Keep in mind that your dip won’t be quite as thick with this substitution.

Cheesy Bean Dip

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Ultimate Bean Dip

Ultimate Bean Dip made with refried beans, cream cheese, salsa, cheddar, and taco seasoning is the ultimate party dip, and is ready in only 5 minutes!
Yield 16 servings
Prep Time 2 minutes
Cook Time 3 minutes
Total Time 5 minutes
Course Appetizer
Cuisine Mexican
Author Sabrina Snyder


  • 8 ounces cream cheese , softened
  • 32 ounces refried beans
  • 1 cup salsa
  • 2 tablespoons taco seasoning
  • 2 cups sharp cheddar cheese , grated


  • Add the ingredients to a medium saucepan together on medium heat, stirring to combine for 3-5 minutes.
  • Lower to a simmer to keep warm until ready to serve, then transfer to a serving bowl.


Note: click on times in the instructions to start a kitchen timer while cooking.


Calories: 148kcal | Carbohydrates: 8g | Protein: 6g | Fat: 9g | Saturated Fat: 5g | Cholesterol: 30mg | Sodium: 599mg | Potassium: 79mg | Fiber: 2g | Sugar: 2g | Vitamin A: 485IU | Vitamin C: 0.4mg | Calcium: 139mg | Iron: 0.7mg
Keyword: bean dip

Ultimate Bean Dip

About the Author: Sabrina Snyder

Sabrina is a professionally trained Private Chef of over 10 years with ServSafe Manager certification in food safety. She creates all the recipes here on Dinner, then Dessert, fueled in no small part by her love for bacon.

Sabrina Snyder is a professionally trained personal and private chef of over 10 years who is the creator and developer of all the recipes on Dinner, then Dessert.

She is also the author of the upcoming cookbook: Dinner, then Dessert – Satisfying Meals Using Only 3, 5 or 7 Ingredients which is being published by Harper Collins.

She started Dinner, then Dessert as a business in her office as a lunch service for her coworkers who admired her lunches before going to culinary school and becoming a full time personal chef and private chef.

As a personal chef Sabrina would cook for families one day a week and cook their entire week of dinners. All grocery shopping, cooking and cleaning was done along with instructions on reheating. As a private chef she cooked for private parties and cooked in family homes in the evenings for families on a nightly basis after working as a personal chef during the day.

Sabrina has been certified as a ServSafe Manager since 2007 and was a longstanding member of the USPCA Personal Chef Association including being on the board of the Washington DC Chapter of Chefs in the US Personal Chef Association when they won Chapter of the year.

As a member of the community of food website creators Sabrina Snyder has spoken at many conferences regarding her experiences as a food writer including the Indulge Food Conference, Everything Food Conference, Haven Food Conference and IACP Annual Food Professionals Conference.

Sabrina lives with her family in sunny California.

Dinner, then Dessert, Inc. owns the copyright on all images and text and does not allow for its original recipes and pictures to be reproduced anywhere other than at this site unless authorization is given. If you enjoyed the recipe and would like to publish it on your own site, please re-write it in your own words, and link back to my site and recipe page. Read my disclosure and copyright policy. This post may contain affiliate links.


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  1. Over the past year this has been my go to recipe for get togethers, always a hit. I am constantly passing on the recipe. IF there are leftovers I spread it on my soft tacos then put a hard taco with all the fixings in the middle

  2. So good! I am sure you hear this all the time but I am new to your site. I love that you have really easy delicious recipes and really love the tips! I get recipes all day long from sites I am a member of but this one by far is the best. Thanks!

  3. This was super simple to make and incredibly delicious!! I definitely would make this over getting the store bought any day!! Recipe is a keeper! Thanks so much!!

  4. Bean dip JUST saved me when i had to immediately prepare something for sudden guests. Thank u so much Sabrina.

  5. Made this for the last Bears game and every bit of it disappeared. You can’t go wrong with bean dip for the big game.