Ultimate Bean Dip

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Ultimate Bean Dip made with refried beans, cream cheese, salsa, cheddar, and taco seasoning is the ultimate party dip, and is ready in only 5 minutes!

We’re just over a month away from big game and we’re already gearing up for ALL the dips including Seven Layer Bean DipJalapeno Popper DipBuffalo Chicken Dip and Ultimate Spinach Artichoke Dip. You should make it a dip party.

You won’t be disappointed,I promise.

Ultimate Bean Dip
Ultimate Bean Dip

Ultimate Bean Dip really is the ultimate go-to party or game day dip, made with savory refried beans, cream cheese, spicy salsa, shredded cheddar, and taco seasoning.

It takes almost no time at all to make, and I have yet to meet someone who doesn’t like it. It’s creamy and cheesy, and goes perfectly served with tortilla chips or on top of a tray of nachos with a big dollop of sour cream.

I like to garnish my bean dip recipe with chopped green onions, chives, or cilantro because it adds a really nice pop of color to the brown dip.

This dip will take you a total time of five minutes to throw together, but I’ve also prepped this the day before because it was one less thing to do on the day of.

If you want a spicier dip, stir in 1/4 teaspoon of cayenne pepper and top with sliced jalapenos. I promise you will never want to go back to store bought dip again!


I’ve made this dip the day before many times and have never had an issue. Just seal it tightly and refrigerate until you’re ready. Then warm it back up on the stove for 2-3 minutes, stirring occasionally, before serving.


Bean dip should be sealed in an airtight container and refrigerated for 3-4 days.


This dip can definitely be frozen, just wrap tightly and freeze for 2-3 months. Defrost in the refrigerator a few hours before you’re ready to serve, or heat it up on the stove or in the microwave and stir before serving. Serve with fresh tortilla chips.


Add everything to the slow cooker and stir together. Cook on low for 2-3 hours, or until cheese is melted and dip is hot. Stir, then top with extra shredded cheese and serve.


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  • Tortilla chips
  • Pretzels
  • Crackers
  • Sliced bell peppers
  • Nachos
  • Fritos


  • Sub the refried beans for pureed white beans to make a white bean dip recipe.
  • Use this as one of the layers in a seven layer bean dip.
  • Add cayenne pepper, diced jalapenos, or hot salsa to make this dip more spicy. Top with pickled jalapeno slices.
  • If you don’t have taco seasoning, add a 1/2 teaspoon of cumin, chili powder, and paprika. Any traditional Tex-Mex flavors will work well.
  • Add a squeeze of fresh lime juice to brighten up the flavor of this dip.
  • Add an even deeper flavor by sautéing chopped onion and garlic with a tablespoon of olive oil for 3-4 minutes, then adding in all other ingredients and stirring together.
  • To cut some of the calories, use Neufchatel cheese instead of cream cheese, and low fat refried beans and cheese.
  • If you don’t have cream cheese, substitute with sour cream. Keep in mind that your dip won’t be quite as thick with this substitution.

Cheesy Bean Dip

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Ultimate Bean Dip

5 from 8 votes
  • Yield: 16 servings
  • Prep Time: 2 minutes
  • Cook Time: 3 minutes
  • Total Time: 5 minutes
  • Course: Appetizer
  • Cuisine: Mexican
  • Author: Sabrina Snyder

Ultimate Bean Dip made with refried beans, cream cheese, salsa, cheddar, and taco seasoning is the ultimate party dip, and is ready in only 5 minutes!


  • 8 ounces cream cheese softened
  • 32 ounces refried beans
  • 1 cup salsa
  • 2 tablespoons taco seasoning
  • 2 cups sharp cheddar cheese grated


Note: click on times in the instructions to start a kitchen timer while cooking.

  1. Add the ingredients to a medium saucepan together on medium heat, stirring to combine for 3-5 minutes and keep warm until ready to serve.

Recipe Notes

Note: click on times in the instructions to start a kitchen timer while cooking.

Nutrition Information

Yield: 16 servings, Amount per serving: 148 calories, Calories: 148g, Carbohydrates: 8g, Protein: 6g, Fat: 9g, Saturated Fat: 5g, Cholesterol: 30mg, Sodium: 599mg, Potassium: 79mg, Fiber: 2g, Sugar: 2g, Vitamin A: 485g, Vitamin C: 0.4g, Calcium: 139g, Iron: 0.7g

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Keyword: bean dip

Ultimate Bean Dip

About the Author

Sabrina Snyder

Sabrina is a professionally trained Private Chef of over 10 years with ServSafe Manager certification in food safety. She creates all the recipes here on Dinner, then Dessert, fueled in no small part by her love for bacon.

See more posts by Sabrina

Dinner, then Dessert, Inc. owns the copyright on all images and text and does not allow for its original recipes and pictures to be reproduced anywhere other than at this site unless authorization is given. If you enjoyed the recipe and would like to publish it on your own site, please re-write it in your own words, and link back to my site and recipe page. Read my disclosure and copyright policy. This post may contain affiliate links.


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  1. So good! I am sure you hear this all the time but I am new to your site. I love that you have really easy delicious recipes and really love the tips! I get recipes all day long from sites I am a member of but this one by far is the best. Thanks!

  2. This was super simple to make and incredibly delicious!! I definitely would make this over getting the store bought any day!! Recipe is a keeper! Thanks so much!!